MADISON — At the direction of Gov. Tony Evers, Insurance Commissioner Mark Afable ordered insurers operating in Wisconsin to assist restaurants who have begun offering delivery service to customers during the COVID-19 public health crisis.
This order is in support of the Evers administration’s work to support the nearly 13,000 restaurants and their workers across the state that have been ordered to close to customers except for delivery and pickup services. Insurers must cover delivery services for restaurants on personal auto insurance policies and must offer coverage for hired drivers and non-owned automobiles as a rider on a restaurant’s general liability insurance if it is requested — both at no extra cost to the policyholders.
Even before the Office of the Commissioner of Insurance issued order, many Wisconsin insurers began offering coverage to their policyholders beginning delivery services. Restaurants interested in this coverage should contact their insurance agent or insurance company directly.
The order will stay in effect until the public health emergency order is lifted, in whole or in part, to permit restaurants to resume normal operations. Coverage for policyholders will be effective on the date it is requested.